E-wallet financial audit
A full financial audit of an e-wallet application covering customer balances, float accounts, fee posting, and settlement trails for a defined period.
Engagement snapshot
- For: E-money issuers, wallet operators, and finance teams preparing board or regulatory packs
- Typical duration: 4–8 weeks depending on volume and evidence readiness
- Delivery: Bangkok office with remote sampling of system extracts
- Fees: Quote based on transaction volume, entities, and period
Included
- Scoping workshop and evidence request list
- Sampling of customer ledger, float, and settlement files
- Walkthrough of fee and promotion posting controls
- Written findings report with sample references
- Closing meeting with finance stakeholders
Outside scope
- Penetration testing or application security reviews
- Legal opinions on licensing
- Ongoing bookkeeping or month-end close outsourcing
Who this is for
Finance and product controllers who need an independent financial audit of an e-wallet application before a funding round, a partner onboarding, or a supervisory information request. The work suits teams that already produce daily settlement files and can grant read-only access to ledger extracts.
Result you receive
A dated report describing the period reviewed, the samples selected, exceptions noted, and management responses. Boards and risk committees typically attach the executive summary; operations teams use the detailed schedules when correcting posting gaps.
How the engagement runs
- Brief and scoping — We confirm legal entities, wallet products, currencies, and the review window.
- Evidence intake — You provide customer balance extracts, float statements, merchant settlement packs, and fee schedules.
- Fieldwork — We sample high-value and high-risk flows, reconciling wallet ledgers to bank float and partner statements.
- Findings draft — Exceptions are discussed with your team before the report is finalized.
- Close-out — A closing session walks through residual risks and practical remediation steps.
Preparation and constraints
Please nominate a single evidence owner. Incomplete settlement files delay sampling more than almost any other factor. We do not alter production data; all analysis runs on copies or read-only exports. If a third-party processor holds key files, introduce them early so access letters do not stall the calendar.
Next step
Send an audit brief with the product name, period, and approximate monthly transaction count. We reply with a proposed scope and fee range within three business days.